Financing

Back To Bed provides this fast and easy financing option with zero percent interest for up to 60 months.  After a quick application taking approximately 3 minutes we submit your application online to the secured Wells Fargo financing network.  Within seconds a decision is processed allowing a credit line through Wells Fargo Bank.  Depending on your purchase price we offer finance plans of 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, or 60 months.  All plans are interest free options that have zero cost to you when paid in full before the end of the term.  

The Back To Bed credit card is issued by Wells Fargo Financial National Bank. Special terms apply to purchases charged with approved credit. Some plans require down payment. See store for details. Regular minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date at the regular APR if the purchase balance is not paid in full within the promotional period or if you make a late payment. For newly opened accounts, the regular APR is 27.99%. The APR may vary with the market based on the U.S. Prime Rate and is given as of 9/1/2012. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00.