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Financing

Our slogan is Make Yourself Comfortable! We want our clients to experience a relaxed, informed shopping experience at our retail store locations. An important part of a relaxed shopping environment is offering convenient financing and payment options.

We accept all major credit cards, but we also offer a variety of credit and financing options from Wells Fargo Financial National Bank* and Progressive Financing**.

Financing options include:

No credit check applications for Progressive Financing**

0% APR for from 6 months to up to 60 months from date of purchase with Wells Fargo*

Financing Questions?
Call (888) 945-5949 or see store for details.
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Wells Fargo Disclosure:
*THE MATTRESS FIRM CREDIT CARD IS ISSUED BY WELLS FARGO FINANCIAL NATIONAL BANK. SPECIAL TERMS APPLY TO QUALIFYING PURCHASES CHARGED WITH APPROVED CREDIT. SPECIAL TERMS OF 6 YEARS (72 MONTHS) VALID ON MATTRESS PLUS ADJUSTABLE BASE PURCHASES OF $3498 AND ABOVE, 5 YEARS (60 MONTHS) VALID ON PURCHASES OF $2998 AND ABOVE, 4 YEARS (48 MONTHS) VALID ON PURCHASES OF $2498 AND ABOVE, 3 YEARS (36 MONTHS) VALID ON PURCHASES OF $1998 AND ABOVE, 2 YEARS (24 MONTHS) VALID ON PURCHASES OF $1498 AND ABOVE. SOME PLANS REQUIRE DOWN PAYMENT. SEE STORE FOR DETAILS. THE SPECIAL TERMS APR WILL CONTINUE TO APPLY UNTIL ALL QUALIFYING PURCHASES ARE PAID IN FULL. THE MONTHLY PAYMENT FOR THIS PURCHASE WILL BE THE AMOUNT THAT WILL PAY FOR THE PURCHASE IN FULL IN EQUAL PAYMENTS DURING THE PROMOTIONAL (SPECIAL TERMS) PERIOD. THE APR FOR PURCHASES WILL APPLY TO CERTAIN FEES SUCH AS A LATE PAYMENT FEE OR IF YOU USE THE CARD FOR OTHER TRANSACTIONS. FOR NEWLY OPENED ACCOUNTS, THE APR FOR PURCHASES IS 27.99%. THIS APR MAY VARY WITH THE MARKET BASED ON THE U.S. PRIME RATE AND IS GIVEN AS OF 4/1/15. IF YOU ARE CHARGED INTEREST IN ANY BILLING CYCLE, THE MINIMUM INTEREST CHARGE WILL BE $1.00.

Progressive Financing Disclosure:
**The advertised transaction is a lease-purchase agreement (or in specified states, a lease agreement with an option to purchase; a consumer rental-purchase agreement; a rent-to-own agreement; a lease-purchase agreement; a consumer-lease agreement) Not available in WI, MN, VT, NJ. Merchant participating locations only. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your Early Buyout purchase option. Ownership is optional. Some restrictions apply, please call a Customer Service Representative for complete details. (877)898-1970
 
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